Our Services

Complex made easy

At NEXGEN, we can offer a wide range of products to meet your needs, no matter how complex they may seem. Below is a brief overview of our product offerings. Contact us today to learn how we can assist you.

Here at NEXGEN we really care about getting to know you and your enquiry so that we can help you navigate what can be deemed a ‘commercial minefield’. Following some huge shifts in the mortgage market in recent years and the complexity of regulation, having a broker that fully understands both your needs and requirements is paramount – we know this more than anyone! If you would like to know further information regarding any of the below products – please feel free to contact us for an informal, no obligation chat, we’re here to help.

BUY TO LET

NEXGEN can guide and support our UK Buy-to-Let landlord clients through recent regulatory changes, ensuring we secure the most suitable financing for their needs. Our Brokers arrange financing for both companies and individuals, whether they are making their first investment, expanding their portfolio, or refinancing to a more competitive rate.

Most property types considered including Ex-Local Authority, non-standard construction
Up to 85% LTV (more if providing additional security)
Interest only Buy to Let options available
No maximum loan size
Limited company and individual applications
Loan terms from 2 to 35yrs
Competitive rates

HMO

A House in Multiple Occupation (HMO) is a property rented by at least three people who are not part of the same household, but share common facilities like bathrooms and kitchens. At NEXGEN, our brokers specialise in handling all types of HMOs – from straightforward “vanilla” cases to more complex scenarios. Whether you’re an experienced property professional or a first-time landlord, our team is here to provide the support you need. Contact us today to learn how we can assist with your HMO needs.

Small and large HMO’s considered (no maximum number of bedrooms)
More than one kitchen acceptable
Maximum typically 75-85% LTV (more if providing additional security)
Licenced and unlicenced HMO’s
Competitive rates

COMMERCIAL / SEMI-COMMERCIAL

Our brokers provide tailored mortgage assistance for a diverse range of clients, including individuals, limited companies, SPVs, SIPPs/SSASs, and offshore entities. Regardless of whether they intend to occupy the commercial property for their own business operations or lease it as an investment, we help our clients secure the most appropriate financing solutions based on their unique requirements. Underpinning this is our commitment to delivering an unparalleled level of service.

BRIDGING

we understand that speed is essential when securing bridging finance, whether for an auction purchase or to address a chain collapse. We are committed to promptly securing financing for our clients and ensuring all parties are on board.

Fast turnaround
No early settlement fees
1 to 24 month terms
Commercial and residential properties
Interest roll up or serviced
Competitive rates

Commercial Mortgages

Whether you’re purchasing, refinancing, or developing commercial property, our team offers clear, straightforward advice and supports you through the entire process. Choose NexGenSouth for expert guidance and tailored financing solutions to help your business thrive.

Fast turnaround
Light, medium and heavy refurbishment
Pre-planning
Stage drawdowns available
No early settlement fees
1 to 24 month terms
Commercial and residential properties
Interest roll up or serviced
Competitive rates

SECOND CHARGE SECURED LOANS

Our brokers can help you secure a second charge loan for your buy-to-let or commercial investment property. Whether you need to consolidate debt or raise capital for further investments, we can assist you regardless of the reason.

Pension Review

Our experts provide personalised pension advice aligns your retirement strategy with your unique financial situation and future goals. With our expert guidance, you can make informed decisions about your pension investments and contributions, navigating the complexities of pension planning with confidence and clarity.

Fast turnaround
Light, medium and heavy refurbishment
Pre-planning
Stage drawdowns available
No early settlement fees
1 to 24 month terms
Commercial and residential properties
Interest roll up or serviced
Competitive rates

Lifetime & Equity Release Mortgages

Here at NEXGEN we can help in securing a second charge loan on your Buy to Let or Commercial investment property, whether you are raising the additional finance towards consolidation or to capital raise for further investment, no matter the reason we can assist.